Unlimited Visits
Same-day or next-day appointments with no extra fees or visit limits.
Columbus, Indiana
Direct primary care. Unlimited visits. No copays.
Healthcare the way it should be.
$65–$85/month · family max $200 · currently accepting members
How Cove DPC Is Different
We keep the panel small so you get the time and attention you deserve.
24/7 Access
Text, call, or email your provider directly — including after hours.
No Insurance Needed
Simple monthly membership. No co-pays, deductibles, or surprise bills.
Root-Cause Focus
Evidence-based care that prioritizes lifestyle, prevention, and lasting results.
Who is this for?
Same clinic. Two ways in.
For families
Membership for you, your kids, or the whole household — capped at $200 a month. Compare it with typical insurance plus a health share.
For businesses
Under 50 employees, you are not required to offer a health plan. Compare DPC, HRAs, stipends, and group insurance side by side.
Meet Will Pumphrey, FNP-C
I’m Will, a family nurse practitioner born and raised in this community. I started Cove DPC because I believe your health deserves more than a rushed 15-minute visit.
We take the time to listen, uncover root causes, and create a personalized plan focused on nutrition, movement, sleep, and stress management — free from insurance constraints. The panel stays small on purpose.
Insurance vs. Cove
Membership is for primary care. Most people still keep a high-deductible plan or a health share for hospitals.
| Typical insurance | Cove DPC | |
|---|---|---|
| Everyday visits | Copay, often a 2–4 week wait | Unlimited, same or next day |
| After hours | Nurse line or the ER | Text or call your provider |
| Who you see | Whoever is on the schedule | Will — someone who knows you |
| Primary-care bills | Deductible, copays, surprise statements | None. Membership covers the visit |
| Labs | Billed after deductible, often hundreds | Screening labs included at new-patient and annual visits; additional labs at wholesale |
| Typical monthly cost | ~$500 individual · ~$1,000–$1,450 household | $65–$85 per adult, $200 family maximum |
How people actually use Cove
1
Cove for everyday care
Membership covers visits, texts, prevention, and chronic care — no copays and no insurance billing.
2
A plan for the big stuff
Pair Cove with a high-deductible plan or a health share for hospitals, imaging, and specialists.
3
Pay membership with an HSA
Membership fees can be paid with HSA funds (up to $150/month individual or $300/month family).
Simple, Transparent Pricing
One monthly membership. Everything primary care included.
$35
Children 2–18
$65–$85
Adults
$200
Family maximum
What Patients Say
Real experiences from members of Cove Direct Primary Care.
“If you are looking for a provider that actually cares about you and your family choose Will. He will take care of you and your children at an affordable price.”
“Came in today for my daughter’s physical. Practitioner Pumphrey was great! He made it fun and light hearted. We will be coming back!!”
“Very responsive, fit us in next morning! He’s reassuring and thorough. Very good personal attention and bedside manner.”
Ready to experience better primary care?
Schedule a free Meet & Greet or enroll online today.